Income protection
To help ends meet if you are unable to work due to illness
If you find yourself unable to work due to an accident or illness, you’ll receive 75% of your annual basic salary for a maximum period of five years. This is paid until you return to work or leave our employment. You’ll receive this benefit as a matter of course, at no cost to you. It forms part of your basic employment package.
At a glance
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Employer funded
Tax savings
The money you pay for some benefits (such as your pension) is taken from your salary before tax and National Insurance are deducted. This means you don’t pay any tax on the money you use to fund these benefits. For some other benefits (such as tax-free saving for childcare) the tax is added back on to your contribution when the benefit is provided.
Employee funded (EE)
A benefit which you choose to join at an additional cost to you.
Employer funded (EF)
A benefit that is funded by the Company, at no cost to you.
Limited time benefit
You can only sign up to limited time benefits during March, or within three weeks of joining SAP.
Flexible benefit
You can sign up for flexible benefits at any point during the year. Be aware that you can’t always make changes to these benefits at any time during the year, so check on the conditions when you sign up.
